Woman on laptop with payment card in her hand

Vivastreet payment options for sex workers

At Vivastreet, providing a secure and trusted payment platform that also offers flexible payment options for sex workers is fundamental to our service.

That’s why we have security protocols in place, offering secure payment solutions for all online transactions on our site.

Whether you’re making a purchase on one of our many new products or features or upgrading your current ad, our platform offers a diverse range of payment options to suit your needs. 

Discover our range of payment methods, the benefits of using them on Vivastreet, and the additional steps we take to ensure your payment data is safe.

Payment options on Vivastreet

1. Credit Card

Vivastreet 'Credit Card' payment method for personal ads

One of the most used payment methods in the world, a credit card is a payment card that gives users access to credit to make purchases. Cardholders are required to pay back the loan amount, plus other agreed charges, in the future.

When using a credit card, you can spend up to the pre-set limit and will need to pay at least the monthly minimum by the due date provided to avoid interest fees (if the credit card provider requires them) and bad credit scoring.  

The main benefits of using a credit card on Vivastreet are:

  • Its ‘Buy now, pay later’ scheme, which gives you the chance to make improvements to your escort business with no delay or having to search for alternative credit methods
  • It spreads the cost of your purchases over monthly payments, making  some of the costs of your escort business more manageable
  • Extra purchase protection if a purchase goes wrong (e.g. faulty or lost money) or the company goes bust, you can claim the cost back from your card provider

How to get a credit card?

If you need some financial support for your escort business costs, here’s how to get a credit card: 

  • Find the right card provider to choose the most suitable deal for you based on the service, costs and benefits offered
  • Apply for your chosen credit card and wait for approval
  • Activate the card and use it to make business purchases on Vivastreet. 

If you haven’t got a credit card already and frequently struggle with debt, it is advised that you clearly think about whether this option is right for you.

Note: If you would like to use a debit card, you can enter your debit card details in the Credit Card payment method.


Mastercard and Visa credit and debit cards

2. Neosurf

neosurf on vivastreet


Neosurf is a payment solution that allows you to pay cash online using prepaid vouchers.  Neosurf enables you to pay privately online without disclosing your personal information. 

The main benefits of using Neosurf on Vivastreet are:

  • Pay in cash online for free 
  • Safely pay online without the use of a bank account or credit card
  • Pay privately on the internet, without going through your bank account
  • Pay instantly using a printed ticket with a secure pin code 

How to use Neosurf

Using Neosurf on Vivastreet is simple and easy to use.

1. After buying your Neosurf Voucher from your local reseller, go to the Vivastreet site and choose “Neosurf” on the payment page.

2. Using your Neosurf voucher, enter the 10-digit Neosurf pin code in the ‘Voucher’ section to complete the transaction.

Once applied, the value at the top right of this screen will match the total to be paid on Vivastreet. You may use multiple vouchers to pay the amount if desired.

3. To return to Vivastreet and see your ad’s publishing status, click ‘To merchant’.

If you experience any issues while using Neosurf, you can always call our Customer Service team on 0203 695 8755.

Please note that when making your first purchase on Vivastreet, you will have to use a credit card before you can use Neosurf for future purchases. This is so we can check for fraud and trafficking activities to ensure our users’ safety

Find out more information on Neosurf here.

Vivastreet payment authentication and security 

Our goal is to ensure that sex workers can make payments on our platform securely. Here’s how:

  • Security: Payments are processed on a secure server, which is a server that supports security protocols such as 3D Secure 2.0 (more information below)
  • Confidentiality: Your card details are encrypted to prevent them from being stolen from fraudsters and scammers, and will never be shared
  • Peace of mind: You will receive an email confirmation once your payment has been made

3D Secure 2.0

3D Secure 2.0 is a payment authentication method on Vivastreet to ensure higher-level security and a better user experience for you.

It supports us further in fraud prevention, ensuring payments are legitimate and protection of personal data when paying online.

We’ve chosen to partner with 3D Secure 2.0, as their mobile payments protection is second to none. Since the majority of our users access our site via their mobile device, sex workers can now easily make even more secure payments using their mobile browser or online banking apps when using Vivastreet.

The 3D Secure protocol requires you to complete an additional verification step with the card issuer when making a purchase. Therefore, you might be requested to verify your identity by providing an authentication code sent by your bank via email or SMS, or by logging into your online banking to complete the transaction. Below is an example of the process.

Step 1: You enter your payment information at checkout


Vivastreet checkout page


Step 2: You will be redirected to the 3D Secure authentication page hosted by the issuing bank


3D Secure Mastercard ID Check page


Step 3: If required by your bank, you will need to complete an additional authentication step to complete the payment


3D Secure Payment Authentication page


For more information on 3D Secure 2.0, click here.


At Vivastreet, we are always finding new ways to improve our service for sex workers. We understand the importance of flexible payment methods for our users and will continue to look for new and secure payment options in the future. 

If you are looking to make a payment today and require some assistance, please contact our customer service team.

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